Diamond's are a girls best friend, and maybe he wants an Engagement Rolex...according to the joking local jeweler. It's estimated than almost 20% of gifts on Valentine's day is jewelry of some kind. It's also a very popular time of year to pop the big question! Whether you proposed, spoiled your loved one with an upgrade, diamond earrings, bracelet, necklace, or purchased a gift for yourself, you may not have the coverage you think you do.
Policies such as home insurance, condo insurance, renters insurance have limitations on how much coverage they will provide for certain items - jewelry is one of those listed items that has limitations.
Did You Know: RPR Insurance offers term life insurance through more than 40+ companies. You won't find better pricing elsewhere. Plus, if you're in great health, we can waive a medical exam. Contact us to learn more!
We recommend you call us to discuss what your options are, if you should purchase additional coverage, or update the coverage you have. The typical cost to insure an individual item, aka Scheduled Jewelry, is $8 to $10 per $1,000 insured. So, an $18,000 engagement ring would cost $144 to $180 annually - typically there is no deductible and covered for anything (talk with your RPR Insurance agent about the details).
It would be a shame to find out your special gift is not covered in the event it is lost, stolen, misplaced, or damaged by breakage or an irreparable form of tarnishment. So contact RPR Insurance and Cover your Love!
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